Take out a mini loan with BKR without hassle
Request a mini loan with BKR? Nowadays it can be done quickly, easily online. If you know that you have a BKR registration and you still want to borrow money, you can request a mini loan with BKR. It is not for nothing that the mini loan can be borrowed without hassle and paperwork.
Borrow money with BKR
Borrowing money with a BKR registration is normally not possible. Due to the fact that relatively small amounts are borrowed with a mini loan, the BKR will not be assessed. With a mini loan you can borrow a maximum of 1000 euros. This is not possible with all mini-loan providers. Taking out a personal loan with BKR or taking out a revolving credit with BKR will not be possible. The amounts that you can borrow with these types of loans are a lot higher than with the mini credit. That is why you can only borrow money through the mini loan with BKR.
Credit Registration Office in Tiel
You have probably heard of the three letter BKR and you know that it has something to do with borrowing. All credits taken out in the Netherlands are registered with the Credit Registration Office in Tiel. You should think of all credit cards, all post-pay transactions, personal loans and revolving credits. There is nothing wrong with these registrations, it only becomes annoying when it concerns a negative registration.
You will receive a negative BKR registration as soon as you have incurred payment arrears and this has been registered with the BKR. From then on you are an “unreliable consumer” for lenders. If you have a negative BKR registration, borrowing money will become a lot harder. Credit providers will always perform a BKR check when you apply for a loan. Only with the application for a mini loan will this not be done. You can therefore request a mini loan with BKR because it concerns amounts up to 1000 euros. The risk in this case is not too great for the lender.
Mini loan without BKR
If you do not have a negative BKR registration, it can still be easy to take out a mini loan. You’ll need money just as quickly … then the mini loan is also ideal without a BKR. You can already have the money in 10 minutes. Furthermore, you do not have to fill in so many documents and if you are committed to your privacy then the mini loan is also the loan for you.
Mini loan with BKR justified?
You did not receive the negative BKR registration for nothing. So if you are going to take out a mini loan with BKR, you must remember that you will repay the money on time at the end of the term. If you do not pay back on time, you will receive a fine from the mini-loan provider. And in that case, a mini loan with BKR will become an expensive loan. When borrowing with BKR you must therefore be extra vigilant about these types of issues.